The journey to financial freedom is a long drawn out process. And it always comes down to your numbers. If your income is only enough for the bare necessities then there is nothing that can be used for paying off debt, investing or saving.
This post is for all my readers who need a side hustle that doesn’t take over the regular job. Having extra cash in the pockets is an amazing feeling, well minus the hours of work of course. Still the sacrifice must be made though if you want to get ahead in life.
I do my best not to suggest anything I haven’t done. For the suggestions below I have done all of them except driving for Uber or Lyft. Luckily I have a friend who was able to chime in on the matter and give some good advice. None of what I go over is a sponsored post in any way, just what I have learned in my past. Take a look at my top side hustle suggestions to help boost your earnings.
State Farm Insurance Sales
Probably not what you expected, right? In the past I have sold insurance for Allstate and State Farm insurance, I now work for Progressive in the auto claims. When I say it’s a nice and easy job, I mean just that. Also, to be clear when I say sales I don’t mean cold calling or selling to your friends. These are corporate jobs where the calls will come to you, you will do a sales pitch and the potential customer will either buy or pass. The base salary starts around $17.00 (depending on location) plus commission. Typical day is taking incoming calls and quoting auto insurance as well as renters. If hired it is required to obtain a property casualty license but the company will pay for classes and the test. Easier than it may seem.
- Health Benefits
- Excellent Pay
- Relaxed Sales Environment
- Work schedules are not flexible
- Repetitive work & procedures
- Need licensing
Click here for more information on the job.
Driving for Uber or Lyft
Ever wanted to be a taxi driver but not stuck driving a yellow cab? Yeah, that’s basically what Uber & Lyft is except you have the luxury of using your own car and picking your own schedule. Pick the time drive, easy to get started and get to work. The more you drive the more money you make but also the wear and tear increases. Let us not forget the occasional drunks if you decide to drive at night in a party city. The best tip for driving is to pick the hours when prices are surging or a big event is in town. Another tip is to drive for both companies to skip any dead time.
- Pick when you drive
- Decent pay & occasional tips
- Seeing new things
- Wear & tear on vehicle
- No human resource support (benefits, insurance)
- No steady paycheck
This is a hidden gem that is right below your nose. A brand ambassador is basically a brand promoter for corporate companies such as, Coco-Cola, Delta, McDonalds or any other large companies that can afford it. Jobs will range from giving out samples of foods, beverages or talking to people about a product.
I worked for several companies like Yellow Pages, Delta, Coco-Cola, Metro PCS and Oikos Yogurt. If you like checking out cool events and talking to people, this can be a good fit. This job is not meant for people who are self-conscious about an image, as you will be working popular festivals/events. If you will be embarrassed that your friends will see you passing out free samples of yogurt then go ahead and skip to the next option. It can also be difficult in landing gigs and you will want to make a good impression so the company will use you for other events.
- Pay Average – $18 – $20 per hour
- You pick your own schedule
- Free swag and festival/event entrances
- Difficult to land gigs
- No steady work
- Work time usually on weekends
Getting started is a little bit more complicated than the other suggestions. There are hundreds of companies to work for and I only suggest it if you live in/near a big city. The best way to get into the industry is google “brand ambassador” companies in your city or join a Facebook group “Brand Ambassadors of (your city)”. For example, if you live in Miami there is more likely than not a group called Brand Ambassadors of Miami. In these groups companies will post gigs that people are able to apply for.
FedEx Package Handler
November 2015 I wanted to earn more cash on the side on top of working as a brand ambassador for Metro PCS. I came by the position of a package handler for FedEx, mainly because the location was 5 minutes from my regular 9-5 job. The type of work is meant for those who are fit or don’t mind being physical. If the thought of exercise scares you this job isn’t for you. My typical day started at 4:00 AM, I’m a morning person, and consisted of moving/lifting boxes on a conveyor belt and organizing boxes for drivers. For females, they worked on sorting boxes and scanning. Not exactly a glamorous job but the extra money can be nice. The pay starts at $10 per hour average. Some of the people who worked there did it to pay for Christmas gifts, school, kids or bills.
- Flexible work schedules
- Paid weekly
- Benefits after certain time period
- Locations tend to be on outskirt of city
- Low pay
- Physical stress on the body
Click here for more information
I hope some of my suggestions are helpful to use or light a fire in you to find a perfect side hustle. The reality of finance is simple it is all numbers. Looking for a side hustle will not be a perfect fit and shouldn’t be long term. Use the extra income towards goals of becoming debt free, saving, investing or investing in yourself. Good luck!
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